Apprentice (Credit & Fraud Risk Analytics, Data Analyst)

Job Description

Apprentice (Credit & Fraud Risk Analytics) Company Name - American Express Location - Bengaluru, Karnataka, India / Gurugram, Haryana, India Job Type - Apprenticeship (12 Months) Job Category - Analytics & Risk Management Experience Required • Fresh Graduates Eligible • Entry-Level Opportunity • No prior professional experience required Eligibility • Bachelor's Degree or Master's Degree in: • Engineering • Mathematics • Statistics • Economics • Computer Science • Data Science • Business Analytics • Finance • Other quantitative disciplines Required Skills • Data Analysis • Analytical Thinking • Problem Solving • SQL • Python • Microsoft Excel • Power BI • Tableau • Data Visualization • Reporting • Business Analysis • Data Interpretation • Communication Skills • Team Collaboration • Risk Analysis • Critical Thinking • Process Improvement Preferred Skills • Software Development Lifecycle (SDLC) • Machine Learning • ETL Tools • Robotic Process Automation (RPA) • Data Governance • Data Quality Management • Financial Services Knowledge • Fraud Risk Concepts • Credit Risk Concepts • Compliance Fundamentals • Product Lifecycle Understanding • Business Intelligence Tools Job Description • Participate in a structured apprenticeship program focused on analytics, risk management, and business insights. • Support initiatives that help identify, assess, and manage business risks through data-driven approaches. • Gain exposure to product, analytics, and risk management functions within a global organization. • Work with data, technology, and business teams to solve real-world challenges. • Assist in reporting, analysis, and process improvement activities. • Learn how analytical solutions support customer experience and business growth. • Develop practical skills in data visualization, reporting, and business analytics. • Contribute to projects that enhance operational effectiveness and risk management capabilities. Roles and Responsibilities • Support analytical and reporting activities across risk and business functions. • Analyze data to identify trends, patterns, and actionable insights. • Work with SQL, Python, Excel, Power BI, Tableau, and related analytical tools. • Assist in creating reports, dashboards, and visualizations. • Participate in activities related to data governance and data quality. • Support business initiatives through data-driven recommendations. • Collaborate with cross-functional teams on product and operational projects. • Participate in testing, implementation, and performance monitoring activities. • Assist in process improvement and automation initiatives. • Contribute to documentation and knowledge-sharing activities. • Develop an understanding of risk management, analytics, and business operations. • Support projects across multiple Credit and Fraud Risk functions. About Company • American Express is a global financial services company. • The organization provides payment, credit, and financial solutions to consumers and businesses worldwide. • American Express operates across multiple countries and serves millions of customers globally. • The company leverages data, technology, and analytics to support business growth and customer experiences. • Its teams work across areas including payments, risk management, analytics, technology, and financial services. Additional Information • Apprenticeship Duration: 12 Months • Work Model: Hybrid • Industry Domain: Financial Services • Functional Area: Analytics and Risk Management • Career Area: Credit & Fraud Risk • Stipend/Compensation: Not Specified • Shift: Day Shift • Locations: Bengaluru and Gurugram • Suitable For: Fresh Graduates from Quantitative Disciplines • Benefits Mentioned: Cab Facility, Free Meals, Training and Development Opportunities • Apply Before: 18 June 2026 • Posting Date: 04 June 2026 • Job Identification: 26009117